Warning: Upgrade cards are lines of credit which must be prepaid to avoid interest charges.
Upgrade 5% Card Review
Upgrade came out with a card that earns 5% on up to $3,000 each quarter in a category of your choosing. The category options include:
Grocery
Dining
Travel
Home Utilities
Gas/EV
Pet Care and Stores
TV, Internet, and Streaming
Drug Stores
Cell Phone Providers
You can choose a new category each month and earn 5% on up to $3,000 per quarter in category spend.
Our Verdict
The card rewards are excellent with 5% in top categories with a generous $3,000 quarterly limit. However, as noted above, Upgrade cards are lines of credit which must be prepaid to avoid interest charges. You’ll have to decide if it’s worth the hassle for the $150/quarter.
Hat tip to reader fearthez