The Offer
Regions Bank Cash Rewards Visa | Regions Bank Prestige Visa Signature
Regions Bank is offering a signup bonus of $200 after spending $1,000 within 90 days on their no-fee Cash Rewards card and on their no-fee Prestige Visa Signature card.
The card also comes with a 0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening (4% fee for balance transfers). After that, a variable APR between 18.24% – 28.24% variable APR based on your creditworthiness.
Card Details
Prestige Visa earns: 3% on Dining and Entertainment; 2% on Gas and Grocery; 1% everywhere else
Cash Rewards Visa: earns 1.5% everywhere
No annual fee
No foreign transaction fees
Our Verdict
You may know Regions already for the frequent checking account bonuses they offer. Regions Bank products are available to those in the following states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX.
We once posted about a premium card from Regions which had a $125 annual fee; I’m unsure if that card is still around. Their Cash Rewards and Prestige cards have no annual fee and the added benefit of 0% APR on purchases for 12 months. The other card had some obscure deposit requirement, let us know if you bump into any issues like that with these cards; hopefully you can get this card with no strings attached.
Looks like a nice offer with easy spend requirement and will interest a lot of readers. This is a personal card which will affect your 5/24 status, so keep that in mind. We’ll add this to our list of Best Current Credit Card Signup Bonuses.
Hat tip to reader private