Offer at a glance
Maximum bonus amount: $150
Availability: Our membership is open to immediate family of Credit Union West members, Credit Union West employees, and anyone who lives, works, or worships in our membership coverage area, which includes all of Arizona (with the exception of Graham, Greenlee, La Paz and Santa Cruz counties)
Direct deposit required: Yes
Additional requirements: See below
Hard/soft pull: Soft pull
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: December 31, 2024
The Offer
Credit Union West is offering a bonus of $150 when you open a new Heritage High-Yield Checking and complete the following requirements
Use promo code JOIN150
One ACH credit/Direct Deposit must be established.
Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening
The Fine Print
Promotional offer is only valid for one new membership per person; offer is not valid for existing members.
$5 minimum balance required for membership account.
One ACH credit/Direct Deposit must be established. Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening. The new account must be open and in good standing for at least 90 days before the $150 is available for use.
Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
Coupon is non-transferable and non-negotiable for cash. Program subject to change without notice.
Bonuses are considered interest and will be reported on IRS Form 1099-INT.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find the fee schedule, so I’m unsure if there are any early account termination fees or not
Our Verdict
Not as good as the previous $300 bonus, but seems to be open to more areas now. I’d probably wait for a bigger offer to return before jumping on this and we won’t add it to our best checking bonus page.
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