Offer at a glance
Maximum bonus amount:
Availability: If you live, work, worship or attend school in Washington state or reside in Kootenai, Bonner or Benewah Counties in the State of Idaho, you are eligible to join Spokane City Credit Union.
Direct deposit required: Yes, no minimum
Additional requirements: Use a referral
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: Unknown
Household limit: None, but maximum of $500 in referrals
Expiration date: None listed
The Offer
Spokane City Credit Union is offering a $150 referral bonus to both parties when the new member opens a new checking account and completes the following requirements:
Receive a direct deposit within 60 days of account opening
The Fine Print
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such a Zelle or Venmo) and microdeposits (any deposit under $5) are excluded.
The maximum payout during the promotional period is $ 500 per membership per annum. The promotion is subject to change with or without notice and may be discontinued at any time.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
No fee checking account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Feel free to share your referrals in the comments below, just also share if it’s a hard or soft pull.
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