Update 9/12/23: Deal is now $200
Update 7/9/22: $150 bonus is back.
Update 3/22/22: $150 bonus has ended, $100 referral is available still.
Update 3/12/22: There is a $150 bonus (no referral). Requirements the same.
Offer at a glance
Maximum bonus amount: $150 referral bonus
Availability: TX only
Direct deposit required: Yes, $400+
Additional requirements: None
Hard/soft pull: Soft Pull
ChexSystems: Unknown, sensitive
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: None listed
The Offer
Direct link to offer | $150 bonus $200 bonus
Prestige Community Credit Union is offering a bonus of $200 when you open a new Rewards or Payback Checking account with promo code CKDFF and with Direct Deposit of at least $400 within 60 days of account opening
The Fine Print
To qualify for the referral reward, all parties must be at least 18 years of age.
Member must be in good standing with Prestige Community Credit Union. Credit union employees, officials, and members of their immediate families are not eligible to receive referral rewards.
The referred person must meet credit union membership and loan eligibility requirements.
To receive the rewards, the referred person must open either a new Rewards or Payback Checking account with direct deposit within 60 days, $100.00 will be paid when a minimum direct deposit of $400.00 per month is completed.
For $100.00 loan reward a new Prestige loan must be opened within 60 days of beginning membership. Minimum loan amount to qualify for reward is $10,000.00.
The referral reward will be deposited into the member’s Prestige Community Credit Union Savings Account.
Referral Reward may be subject to income tax reporting.
Offer expires at the discretion of the Board of Directors.
Not valid in conjunction with any other offer.
Conversion accounts do not qualify for rewards.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Pay back checking account has no monthly fees to worry about.
Early Account Termination Fee
According to this fee schedule you will be charged $25 if closed within 180 days of account opening.
Our Verdict
Feel free to share your referrals in the comments below. We’ve seen a $150 bonus in the past, this $100 offer is attractive especially if you can refer a friend or two. We will add this to our list of the best checking bonuses.
Useful posts regarding bank bonuses:
A Beginners Guide To Bank Account Bonuses
Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
PSA: Don’t Call The Bank
Introduction To ChexSystems
Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
What Banks & Credit Unions Do/Don’t Pull ChexSystems?
How To Use Our Direct Deposit Page For Bank Bonuses Page
Common Bank Bonus Misconceptions + Why You Should Give Them A Go
How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
Affiliate Links & Bank Bonuses – We Won’t Be Using Them
Complete List Of Ways To Close Bank Accounts At Each Bank
Banks That Allow/Don’t Allow Out Of State Checking Applications
Bank Bonus Posting Times