The Offer
American 1 Credit Union is offering a 6.00% APY rate on a 12-month CD. Minimum $1,000 to open.
Seems like this is available nationwide. There is a hard pull to join the credit union and there is a $3-$8 cost.
Our Verdict
This is a new rate leader from High Yield Savings Accounts & CDs. Feel free to share your experiences with this credit union in the comments below.
According to reader Looney Tunes, per customer service: “In order to become a member, you will need to fill out an application and undergo a hard credit pull (verification). You must be a United States resident with a valid Social Security Number and Government-issued photo ID. There is a start-up cost of eight dollars. $3.00 is for the Co-Op membership fee, and $5 will be deposited into your savings account to keep the membership open.”