Update 8/17/23: Deal is back and no direct deposit required now.
Offer at a glance
Maximum bonus amount: $100
Availability: Must live or work in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties in Florida
Direct deposit required: None
Additional requirements: None
Hard/soft pull: Soft pull
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: $10 if closed within 6 months
Household limit: None listed
Expiration date: None listed
The Offer
Community First Credit Union of Florida is offering a bonus of $200 when you open a new UNF free checking account. Requirements are as follows:
Open your first consumer checking account.
Make 10 debit transactions in the first 90 days of account opening.
Make deposits totaling $1,000 or more in the first 90 days of account opening.
The Fine Print
There is a joining free of $5 which will be held in your community first share account
Minimum opening deposit of $25
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
This account has no monthly fees, but you do need to keep the account open for six months otherwise an early account termination fee of $10 will be charged. You also need to pay a $5 joining fee that is held in your share account.
Our Verdict
This bonus doesn’t have any requirements, so seems like a great deal to me as it’s a soft pull as well. I’ll add this to the best bank bonuses. If anybody goes for it, please share your experiences in the comments below.
Useful posts regarding bank bonuses:
A Beginners Guide To Bank Account Bonuses
Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
PSA: Don’t Call The Bank
Introduction To ChexSystems
Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
What Banks & Credit Unions Do/Don’t Pull ChexSystems?
How To Use Our Direct Deposit Page For Bank Bonuses Page
Common Bank Bonus Misconceptions + Why You Should Give Them A Go
How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
Affiliate Links & Bank Bonuses – We Won’t Be Using Them
Complete List Of Ways To Close Bank Accounts At Each Bank
Banks That Allow/Don’t Allow Out Of State Checking Applications
Bank Bonus Posting Times
Post history:
Update 9/10/22: There is a $175 version, but it requires a direct deposit. Original version no longer works.