Update 12/18/24: Extended until March 31, 2025
Here is the new list of the Pay Yourself Back categories on the Chase Sapphire Reserve card, valid through January 31, 2025:
- Utilities 1.25 cents per point
- Insurance 1.25 cents per point
- Fitness Clubs and Gym Memberships 1.25 cents per point
- Also available, as before: Gas Stations 1.25 cents per point
- Also available, as before: Annual Fee 1.25 cents per point
- (They’ve removed Wholesale Clubs and Pet Stores as options)
- (I’m not seeing anything above 1% on the INK cards, other than the select charities with 25% bump.)
A lot of people won’t be happy given the removal of Wholesale Clubs. On the other hand, I think utilities and insurance are actually easy categories to use and find these more easily useful.
- Chase Aeroplan PYB is 1.25 cents per point on Travel purchases and annual fee through 12/31/25.
- The Chase Southwest PYB 1 cent per point toward cover the annual fee (nothing else is eligible any longer, just the annual fee).
- The Chase United PYB for the Annual Fee (between 1.5 and 1.75 cents per point, depending on the card version). No expiration date for this one.