Offer at a glance
Maximum bonus amount: $650 business checking, $250 personal checking
Availability:
Ridgecrest – Corporate Branch, 701 S. China Lake Blvd, Ridgecrest CA 93555
Ridgecrest – North Branch, 1450 N. Norma St, Ridgecrest CA 93555
China Lake – Base Branch, 1115 King Ave, Ridgecrest CA 93555
Direct deposit required: Yes, $250+
Additional requirements: Five debit card purchases
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: Unknown
Early account termination fee: Unknown
Household limit: None
Expiration date: 10/31/2024
The Offer
AltaOne Federal Credit Union is offering both a personal and business checking account.
Open a Personal Checking Account and get $250
maintain the account in good standing for three consecutive monthly statement periods
fulfill minimum activity requirements each month during the maintenance period, which include
receiving a minimum of $250 in direct deposits credited to the account and using the associated debit card for at least five PIN or signature-based transactions
Open a Business Checking Account and get up to $650
$250 Business Checking;
$300 Business Checking Plus;
$400 Business Analysis Checking;
$650 MSB Analysis Checking
The Fine Print
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
I couldn’t tell what the monthly fees on the accounts were.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is an early account termination fee.
Our Verdict
Highly location restricted, but might be worth doing if you live in the area.
Hat tip to ShawntheShawn
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