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Home » Best Current Credit Card Sign Up Bonuses & Offers For November, 2024

Best Current Credit Card Sign Up Bonuses & Offers For November, 2024

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A list of the best current credit card sign up bonuses & offers for November, 2024. We update this page on a daily basis with any new deals and include all bonuses (we don’t use any credit card affiliate links so we can remain unbiased unlike other sites).

Given how popular our best bank account bonus page is, I thought I’d try my hand at something similar for credit card bonuses. This page will be updated regularly, so feel free to bookmark it and share it on social media/forums (I’ll also add it to the header under credit cards to make it easily accessible). Keep in mind we do not use credit card affiliate links, so this is an unbiased list.

A few final thoughts before we get to this list:

  • There will be a random amount of entries on this list at any one time dependent on how many cards I currently think are worth signing up for.
  • I’ll be taking into account whether a bonus is at it’s highest level ever or not (mostly because I don’t think an offer is truly the best if it regularly goes up to a higher level or I suspect it’ll go to a higher level in the near future).
  • I won’t be taking into account special application rules (e.g Chase 5/24 rule or American Express once per lifetime rule), but I will mention them clearly on the individual review pages.
  • If there is a card that is popular and I haven’t included, I’ll put it under “Not On The List” and explain my reasons why.

Keep in mind that having a clear goal will help you decide what the best cards for you are! If you don’t want to travel and just want to earn cash back, then the best card for you will be different than somebody that wants to fly first class to Paris and stay in 5 star accommodation.

Personal Cards

These cards are listed in order from absolute best to best (e.g the better cards are at the top). 

Chase Sapphire Preferred 70,000 Points + $300 Travel Credit – In Branch

Read our full review

This offer is available in branch only, or can get 60,000 points + $300 online or via referral links.

American Express Platinum 175,000

Read our review

You might need to open in incognito mode to get the offer to show.

Chase British Airways: 100,000 Points

Read our review

Normally this would either have a much higher $20,000 spend requirement or be for less points.

Chase Freedom Flex 10% Grocery Stores

Read our review

Excellent 10% earn rate at Grocery Stores during the first year on up to $12,000 in spend. $1,200/120,000 max bonus possible.

Increased American Express Delta Offers (Up To 110,000 Miles)

Read our review

Competitive offers but with Delta the bonuses tend to increase over time so I’d only recommend if you have a short to medium term need for the miles.

Barclays Aviator Red – 70,000 Miles

Read our review

Doesn’t require any spend, just a single purchase.

Bank of America Sonesta 125,000 Points Offer

Read our review

Points are worth 0.75¢ – 1.5¢ per point.

Citi Strata 75,000 Points

Read our review

Requires $4,000 in spend, used to be called the Citi ThankYou Premier.

Cardless Qatar – Up To 80,000 Miles

Read our review

Only really the 60,000 mile bonus worth considering due to the high annual fee on the other card.

American Express Gold 100,000 + $100

Read our review

Offer doesn’t show up for everybody.

Wells Fargo Expedia One Key $600 OneKey Cash

Read our review

Can’t apply directly but can check to see if you’re pre-approved and then apply.

Barclays Lufthansa Miles & More 80,000 Miles

Read our review

Requires $3,000 in spend.

Barclays 70,000 Hawaiian Airlines

Read our review 

Only a single purchase required.

Bank of America Premium Rewards 60,000 Points + $100 Travel Credit

Read our review 

Card has an increased signup bonus of  60,000 points, worth $600 as a statement credit. In addition you get a $100 travel credit each calendar year – see what works for that credit here. Card has a $95 annual fee.

Bank of America Premium Rewards Elite 75,000 Points

Read our review 

Card has an increased signup bonus of  75,000 points, worth $750 as a statement credit. In addition you get $300 in airline incidental credits and $150 in lifestyle credits each calendar year. Card has a $550 annual fee.

Bank of America Alaska Airlines Card 75,000 Miles Offer + Companion Fare

Read our review

Not as good as the 70,000 miles + $100 offer that was once offered.

Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA

Read our review

50,000 points after $5,000 in spend. Worth $600 in gift cards or $650 in flights

PenFed Pathfinder Rewards – 50,000 Points + $50

Read our review of the offer

Card also comes with a $100 airline credit, honors members don’t have to pay any annual fee making the card worth keeping long term.

Fremont Bank Personal World Mastercard $500 Bonus

Read our review of this offer

Only requires $5,000 in spend as well which is nice.

Barclays Silver Emirates 60,000 Miles

Read our review

Gold card is 70,000 miles, but that has a huge $499 annual fee whereas the Silver card only has a $99 annual fee. Unfortunately not waived first year.

Hilton Honors Aspire Card – 175,000 points

Read our review

Equal to the recent high on this bonus.

American Express Marriott Bonvoy Brilliant Cards 185,000 Points Signup Bonus & Bevy 155,000 Points Bonus

Read our review

High annual fee, especially on the Brilliant card but with some useful benefits.

Wescom Credit Union – $500 Bonus – CA only

Read our review

Only requires $2,500 in spend.

PNC Cash Unlimited $250

Read our review

Card also earns 2% everywhere with no annual fee.

Citi Double Cash $200

Read our review

No annual fee. $200 bonus after $1,500 spend within the first 6 months.

Wells Fargo Active Cash $200 Bonus

Read our review of this offer

No annual fee. $200 bonus requires $1,500 spend within 6 months. A lot of people will find this card useful for the long haul, as well.

U.S. Bank Shopper Cash Rewards $250 Bonus

Read our review

$95 annual fee is waived the first year. $250 cash signup bonus requires $2,000 spend within 120 days.

Citi Sears/SYW $225 Cash Bonus

Read our review of this offer

Requires $1,500 in spend to get the full $225 bonus. No annual fee. Card also has frequent spend offers which are worthwhile.

Discover it – $100 + Double Cash Back

Get bonus here | Read our review.

The sign up bonus on this card is low ($100 when you use a referral) but the real bonus is that after the first year you get your cash back doubled for that year (not including the $100 referral bonus). This card has 5% rotating categories (up to $1,500 in spend per quarter), this means you’ll get 10% cash back on those categories. This card really only makes sense if you’ll be able to max out those categories at least some of the time.

Ridgewood Savings Bank $500 Bonus – NY & CT

Read our review

Nice big bonus, spend of requirement of $5,000 is required. They also offer business cards now as well (see below)

American Express Delta Gold – 50,000 Miles + $400 Statement Credit

Read our review

Has been as high as 70,000 miles + $200 statement credit or 90,000 miles. Some people will prefer the higher $400 statement credit offer.

American Express Blue Cash Preferred $300 + Waived Fee

Read our review

Without a referral link the offer is for $250. With a referral link some people sometimes see $300. Annual fee is waived the first year with this offer. There is a $3,000 spend requirement.

Chase Aeroplan 100,000 Points

Read our review

Requires a huge $20,000 in spend to get the full bonus unfortunately.

Cardless Avianca – Up To 120,000 Miles

Read our review

There is a bonus of up to 120,000 miles but only the 50,000 miles bonus is worth considering due to the annual fee.

Schwab Investor Card from American Express $300

Read our review

Requires $1,000 in spend. Previous best bonus was $200.

American Express Blue Cash Everyday $250

$250 Bonus | $200 + 10% ($150) Bonus

Requires $2,000 spend within 6 months for the $200/$250 bonus. No annual fee. The second link, above, gives $200 + 10% back on Dining up to $150 back.

Bank of America Personal Unlimited Cash Rewards $200 Bonus

Read our review

No annual fee. $200 bonus requires $1,000 spend.

Citi Rewards+ 20,000 ThankYou Points

Read our review

Requires $1,500 spend for the 20,000 bonus. No annual fee. Lots of people find the card worthwhile to have in the long term as well

Discover it Miles $100

Read our review

Offer only available via a referral. The nice thing about this card is cash back earned is double the first year (unfortunately the sign up bonus doesn’t double), meaning this card earns 3% cash back on all purchases during that first year.

Chase Freedom Unlimited 3% Everywhere

Read our review

Chase Freedom Unlimited card can get a bonus 1.5% back on up to $20,000 in spend everywhere during the first year. That’s 30,000 bonus points (worth $300 or more) if maxed out. Standard bonus on Freedom cards is $200. 5/24 does apply to this card, I’d recommend getting the higher value Chase bonuses first.

Citi Custom Cash – $200/20,000 Points

Read our review

Get $200 or 20,000 ThankYou points with $1,500 spend. There’s also a branch offer for $300/30,000 points.

U.S. Bank Cash+ $200 Bonus

Read our review

This is the highest bonus on this card, but previously the spend requirement was lower for the same $200 bonus.

Fidelity 2% Card $150 Bonus

Read our review

$150 is as good as it comes on this card, there is a $1,500 spend requirement.

Sallie Mae (Accelerate & Evolve) $200

Read our review

Requires $1,000 in spend and bonus can be worth more than $200 if redeemed against a student loan.

SoFi $200

Read our review

The SoFi 2% card now comes with a $200 bonus via Credit Karma link. Requires $1,500 spend.

Citi AT&T Points Plus – $100 Cash Bonus

Read our review

$100 cash signup bonus with $1,000 spend requirement.

Barclays Upromise $100 Bonus

Read our review

Low $500 spend requirement.

Apple  Card – $75 Cash Bonus

Read our review

Easy $75 Daily Cash bonus when you make any purchase made within 30 days.

Business Card Bonuses

American Express Business Platinum 250,000 Points

Read our full review

Showing up for everybody via certain referral links.

American Express Business Gold 200,000 Points

Read  our review

Should now show for everybody when using certain referral links.

Chase Ink Unlimited 90,000 Points

Read our review

Standard bonus is 70,000 points.

U.S. Bank Leverage Business Card $750

Read our review

Has been as high as $1,000, but haven’t seen that offer in a long time.

Capital One Business Spark Cash Select – $750

Read our review

$750 cash bonus with $6,000 spend requirement. No annual fee.

Capital One Business Spark Cash Plus – $2,000

Read our review

$2,000 bonus requires $30,000 spend. $150 annual fee.

Capital One Business Spark Cash – $750

Read our review

$750 bonus requires $7,500 spend. $95 is waived the first year.

Capital One Business Venture X – 150,000

Read our review

150k bonus requires $30,000 spend. $395 annual fee.

Capital One Business Miles Select – 50,000 Miles

Read our review

50,000 Miles bonus with $4,500 spend requirement. No annual fee.

Citi AAdvantage Business – 75,000 Miles

Read our review

Requires $5,000 spend within 5 months to get the 75,000 bonus American Airlines miles. $99 annual fee is waived the first year.

TD Bank Business Solutions – $750

Read our review

There’s a $250 signup bonus and 5% back, up to $500. Altogether, you end up with $750 after spending $10,000. No annual fee.

American Express Business Delta 70,000 Miles + $200

Read our review

This requires a dummy booking to see this offer.

Chase Southwest Business Performance 80,000 Points

Read our review

80,000 point bonus requires $5,000 in spend. $199 annual fee.

Bank of America Business Customized Cash Rewards $500 Bonus

Read our review

No annual fee. $500 bonus requires $5,000 spend.

Bank of America Business Unlimited Cash Rewards $300 Bonus ($500)

Read our review

No annual fee. $300 bonus requires $3,000 spend. There might still be a $500 version available via small business banker.

PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV

Read our review

Nice big bonus, downside is that it requires spending $25,000 or more in the first three billing cycles.

AmaZing Business Credit Card $1,500 Bonus – CA, CO

Read our review

Huge bonus but requires a huge spend of $50,000 for the full bonus.

Bank of America Travel/Cash Rewards Cards – $500

Read our review

The Business Travel Rewards, Business Unlimited Cash Rewards, Business Customized Cash Rewards cards are all offering $500 or 50,000 bonus after $5,000 spend. Offer can be found in Bank of America app. Valid through 1/7/23.

Chase IHG Premier Business – 200,000 Points

Read our review

Requires spend of $9,000.

U.S. Bank Triple Cash Rewards $750 Bonus

Read our review

No annual fee and card also comes with a $100 software credit as well. Requires $6,000 spend within 180 days to get the bonus. Card also comes with 0% APR on purchases for 12 months.

Hilton Honors Business Card – 175,000 points

Read our review

As high as this bonus has been recently.

Ridgewood Savings Bank $500 Bonus – NY & CT

Read our review

Requires $5,000 in spend, they also have a personal credit card offering the same bonus.

American Express Blue Business Cash $500 Bonus

Read our review

Deal requires $15,000 in total spending for the full bonus, but the upside is that this card earns 2% cash back on up to $50,000 annually.

Huntington Business Voice $150 Bonus + 8% Categories

Read our review

This offer is for $150, but you also get 8% in select categories for the first 60 days.

Regions Bank – $200 (Many States)

Read our review

Easy $200 bonus with low $1,000 spend requirement. Available in the following states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX.

1st Source Bank Smart Business Rewards $200 – IN, MI

Read our review

Only a $200 bonus, but only requires $500 in spend.

FNBO Evergreen Business Card $200/$300 Bonus

Read our review

Card has a $200 bonus but you might be able to get $300 by checking for pre-qualified offers.

YMMV/Targeted Offers

We’ve decided to create a new section for YMMV or targeted offers. These are all great offers, but they either require being targeted or have some other restriction in place. We haven’t listed offers that are only available in certain states, those will still be listed above

American Express Blue Business Cash $750/$500

$750 Offer review | $500 Offer review

Some people get an offer on the American Express Blue Business Plus card for $750 after $15,000 spend. There’s also a call-in offer for $500 with a lower $5,000 spend requirement. No annual fee.

American Express Blue Business Plus 75,000 Points

Read our review

Some people get an offer on the American Express Blue Business Plus card for 75,000 points after $15,000 spend. No annual fee.

AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee

Read our review

Standard bonus is 10,000 points. We’ve seen the 25,000 point offer via incognito mode for some time but the 0% APY + $0 BT fee offer is new. Could be using for floating money to put into a high yield savings account.

Various American Express Delta Offers – No Lifetime Language

Read our review

It’s currently possible to get up to 75,000 miles and up to $200 in statement credits on the American Express Delta co-branded cards. These offers don’t have the lifetime language present, meaning you’re eligible for the bonus even if you’ve had that specific card before.

American Express Hilton Surpass 200,000 Points

Read our review

 This is the highest bonus we’ve seen on this card.

American Express Business Gold 35,000 Point Offer – No Lifetime Language

Read our review

Relatively weak offer, really only worth considering due to the fact that it has no lifetime language.

Navy Federal (NFCU) Flagship 40,000 & Amazon Prime

Read our review

Military members and their families are eligible.

Navy Federal (NFCU) cashRewards $300 & Walmart+ Membership

Read our review

Military members and their families are eligible.

Not On List

This section explains why some popular cards/offers aren’t listed.

  • None currently 

Recent Changes

I thought it would be useful to list when and why I make changes here.

Final Thoughts

I’m looking forward to the comments on this one, what do you think I’ve gotten wrong? What should be higher and what should be lower? What missed out and what should be removed from the list all together?

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