The U.S. Bank Triple Cash Rewards Visa Business Card offers a $100 software credit for recurring software subscription expenses. To trigger the credit you need 11 consecutive months of eligible software subscription expenses. The fine print is as follows:
An automatic statement credit of $100 per 12-month period will be applied to your Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We do not determine the category codes that merchants choose and reserve the right to determine which Purchases qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (open and able to use) to receive the credit.
What Works & Doesn’t Work?
For it to work it needs to have the merchant category code: 5734 “Computer Software Stores”.
Works:
The following have triggered the credit:
Adobe
Acrobat Pro: 1,
Lightroom Classic: 1,
BitWarden: 1 (can make this profitable by using the monthly teams plan that costs $4 per month)
ChatGPT: 1,
FreshBooks (given as an example on website)
Kagi search: 1,
Midjourney: 1,
NordVPN: 1 (e-mail received, unsure on credit)
Protonmail: 1,
QuickBooks (given as an example on website)
seats.aero: 1,
Doesn’t work:
Backblaze: 1,
Discord Nitro Basic: 1,
Google:
Profitable Ways To Use The Credit
Getting the $100 credit only requires a monthly charge, there is no minimum and you get the full credit. This can make it profitable. For example if you sign up for BitWarden’s business team plan you pay $4 per month ($48 over 12 months) for a $52 profit. BitWarden is not on any portals. If anybody finds a better one than this let us know in the comments.