The Offer
Pepper app is offering the following deals:
Get 10% back on Amazon with no limit
Get 10% instant discount on DoorDash, one-time use, max $400. Plus you’ll get the regular 3% back.
25% back on Old Navy
15% back on Nike
20% back on CVS
19% back on JCPenney
20% back on Finish Line
15% back on Groupon
18% back on Champs
15% back on Bed Bath & Beyond
18% back on Adidas
23% back on Fanatics
20% back on Stubhub
The standard Pepper points will be instantly available and the bonus Pepper points will be awarded on 9/23/24. You can see these deals in your messages tab or notifications tab, and you should see the bonus reflected on the checkout screen. Most of these deals end today, 9/8/24.
The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Amazon. If you buy $100 in Amazon gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).
Our Verdict
Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and I wouldn’t recommend buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line. I’d recommend screenshotting and copying the gift card info immediately, and I’d also recommend using up the Pepper points quickly, since people have had issues logging in, etc. Also note that it is sometimes difficult to track down exactly which Pepper points are posting down the line.
Reports are that Amex Business Gold to earn 4x if it’s one of your top two categories. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card. And it counts as Computer Software category for BofA Customized Cash Rewards cards and for 1.5x on the Business Platinum card.
Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. So you might only get $2,000 or some other number until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.
My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get double Pepper points on all purchases for 15 days. (If you do a bonus offer, you’ll probably get double points on the base and single points on the bonus. E.g. if something typically earns 4x and there is now a 10x offer, you’ll probably get 14x total as the 4x gets doubled to 8x and then you get the bonus 6x on top.) No referral links or references in the comments below, please.