Offer at a glance
Maximum bonus amount: $100
Availability: WI
Direct deposit required: Yes, no minimum specified
Additional requirements: 20 debit card transactions
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: Unknown
Household limit: None listed
Expiration date: None listed
The Offer
First Community Credit Union is offering a referral bonus of $100 for the new user and $50 for the referring member when the new user signs up for a new checking account and complete the following requirement:
Complete 20 debit card transactions
Have a direct deposit
The Fine Print
A new member is defined as anyone who has not had a membership account with FirstCCU for at least one year and is 18 years or older.
Must meet membership eligibility requirements
New checking account must complete 20 debit card transactions (excluding ATM withdrawals) within 60 days to qualify.
Direct deposit required.
Loan and checking account must remain active and in good standing for the first 60 days and at the time of payout.
Referrer must be a current member of FirstCCU and in good standing to receive incentive.
Referral must be submitted at the time of account opening in order to receive incentives.
Referral incentives will be paid within 60 days following satisfaction of requirements as a deposit into the membership savings account.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule.
Our Verdict
Feel free to share your referrals in the comments below along with if it’s a hard or soft pull as well.
Hat tip to reader Gadget
Useful posts regarding bank bonuses:
A Beginners Guide To Bank Account Bonuses
Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
PSA: Don’t Call The Bank
Introduction To ChexSystems
Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
What Banks & Credit Unions Do/Don’t Pull ChexSystems?
How To Use Our Direct Deposit Page For Bank Bonuses Page
Common Bank Bonus Misconceptions + Why You Should Give Them A Go
How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
Affiliate Links & Bank Bonuses – We Won’t Be Using Them
Complete List Of Ways To Close Bank Accounts At Each Bank
Banks That Allow/Don’t Allow Out Of State Checking Applications
Bank Bonus Posting Times