Offer at a glance
Maximum bonus amount: $200
Availability: MI
Direct deposit required: Yes, $500 minimum
Additional requirements: Yes, see below
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: None
Household limit: One
Expiration date: None listed
The Offer
AAC Credit Union is offering a $200 bonus when you open the Total Package. This requires the following, open new Free & Easy checking account and within 60 days also
Activate your debit card and make at least one debit card transactions in the first 30 days
Go paperless (must log into online banking to accept)
Start recurring direct deposit to AAC ($500 monthly minimum)
The Fine Print
Must be a new AAC Credit Union member, or not currently have a checking, debit card, and direct deposit.
Must be 18 years or older.
Requirements must be completed within 60 days of opening. Paperless means receiving electronic statements and notices.
Direct deposit must be recurring (more than a one-time deposit). One per new member.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
There is no monthly fee on their Free & Easy checking account.
Early Account Termination Fee
There is no early account termination fee that I can see listed in the fee schedule.
Our Verdict
Been a long time since we’ve seen a bonus from AAC. It’s nice that this one can be opened online as well. If anybody decides to go for the bonus share your experiences in the comments below.
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