Update 11/4/23: Deal is back until 11/30/23.
Update 10/14/22: Extended until 10/31/22.
Update 9/7/21: Deal is now $300 instead of $400.
Offer at a glance
Maximum bonus amount: $300
Availability: Must live, work or worship in St. Charles County, St. Louis County, St. Louis City
Direct deposit required: Yes, $500+
Additional requirements: See below
Hard/soft pull: Soft pull
ChexSystems: Unknown
Credit card funding: Up to $500
Monthly fees: None
Early account termination fee: Unknown
Household limit: One
Expiration date: August 31, 2021 September 30, 2021.
The Offer
AllTru Credit Union is offering a $300 checking bonus when you open a new checking account and complete the following requirements:
Use promo code CHECKING300
Sign up for online banking
Complete two direct deposits of $500+ within 60 days of account opening
The Fine Print
To open a new account, you’ll need a $1.00 deposit, a valid ID, and a utility bill with the same address as your ID.
Accounts are subject to field of membership restrictions.
Apply online, over the phone, or at a branch using offercode CHECKING400 by 8/31/2021.
Offer is not valid for existing Alltru Credit Union members or those who have closed a 1st Financial or Alltru personal checking account within the past 12 months.
We reserve the right to amend or cancel any part of this offer at any time.
Earn a $400 bonus when you complete the following requirements within 60 days of account opening: a) Open a new TailorMade, Opportunity, or StepOne Checking Account b) Use the special offer code CHECKING400 at account opening c) Have a minimum of two $500 direct deposits of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into the account from an employer or outside agency. d) Enroll in Online Banking.
All behaviors must be met and account must be open, in good standing and must have a balance greater than zero when the bonus is paid via automatic deposit into your primary savings account 15 days after all qualifying behaviors are met.
Only (1) cash bonus given per household.
Offer expires 8/31/2021.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
TailorMade Rewards Checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is an early account termination fee or not.
Our Verdict
Need to know if it’s a hard or soft pull, but given it’s a $400 bonus even if it’s a hard pull then this is still a great deal. If anybody goes for this bonus then please share your experiences in the comments below.
Hat tip to reader NN
Useful posts regarding bank bonuses:
A Beginners Guide To Bank Account Bonuses
Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
PSA: Don’t Call The Bank
Introduction To ChexSystems
Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
What Banks & Credit Unions Do/Don’t Pull ChexSystems?
How To Use Our Direct Deposit Page For Bank Bonuses Page
Common Bank Bonus Misconceptions + Why You Should Give Them A Go
How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
Affiliate Links & Bank Bonuses – We Won’t Be Using Them
Complete List Of Ways To Close Bank Accounts At Each Bank
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