American Express has announced that changes are coming to MyCredit Guide & CreditSecure.
MyCredit Guide will provide an Experian FICO score. When it was first launched this was offered and then in 2018 it was replaced with a VantageScore 3.0. Data for this is now provided by Experian (previously TransUnion).
CreditSecure will offer Identity Theft Insurance and other benefit changes starting 10/31/23. Price will increase from $16.99 to $19.99
Online Privacy Manager1: Scans and monitors personal information on 30+ people-finder sites and facilitates the removal of personal information
Social Media Monitoring2: Alerts customers if their social media content could contain privacy and reputational risks, along with recommendations for how to reduce risk
Identity Theft Insurance3: Coverage up to $1,000,000 for certain out-of-pocket expenses associated with restoring their stolen identity
Financial Account Takeover: Alerts customers of financial account fraud and activity on their checking, savings, IRA, and CD accounts
Dormant Account Alerts: Alerts customers when an account on their Experian® credit report becomes active after a six-month history of zero balance
Don’t think CreditSecure is worth paying for. Nice to see American Express offering a FICO score though.