XBOX is launching a new no annual fee credit card in partnership with Barclays. With the Xbox Mastercard credit card, players can earn card 5x points on Microsoft purchases and 1x on everyday purchases to redeem at xbox.com. The Xbox Mastercard will be available to Xbox Insiders in the US beginning on September 21, with availability to all Xbox players coming in 2024.
Signup Bonus
Bonus of 5,000 card points (a $50 value) after your first purchase within the first 180 days.
You’ll also get three months of Xbox Game Pass Ultimate for new Game Pass members. If you are already a Game Pass member, you can gift it to a friend. (After first three months the subscription will automatically continue at the regular monthly rate, currently $16.99/month.)
Card Earning
Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.
Streaming Services – Earn 3x card points on eligible streaming services like Netflix and Disney+.
Dining Delivery Services – Earn 3x card points on eligible dining delivery services like Grubhub and DoorDash.
Everyday purchases – Earn 1x card points on all other everyday purchases.
Card Points can be redeemed for Xbox Mastercard Gift Cards starting at 1,500 Card Points for $15. You can redeem Xbox Mastercard Gift Cards to your Microsoft account on an Xbox console or connected device; Xbox Mastercard Gift Cards have no expiration date and can be used for eligible purchases (exclusions apply) at select Microsoft digital stores.
Additional Details
$0 annual fee
3% foreign transaction fee
Choice of one of five iconic designs for their card, with the option of personalizing it with their gamertag.
Free online access to cardmembers’ FICO Credit Score
Flexibility of use with contactless payments and digital wallets.
Our Verdict
Nothing too exciting here, and a small signup bonus. I guess it could make sense for someone who spends a ton at XBOX/Microsoft for the 5x rewards there.