Offer at a glance
Maximum bonus amount: $300
Availability: CA, NC
Direct deposit required: No
Additional requirements: See below
Hard/soft pull: Soft pull
ChexSystems: Yes, not sensitive
Credit card funding: Can fund up to $2,500 with a Visa or Mastercard
Monthly fees: None
Early account termination fee: None
Household limit: None listed
Expiration date: None listed
The Offer
Excite Credit Union is offering a $300 bonus when you open a new Go, Pro or Boss Business Checking account and complete the following requirements within the first 90 days:
Aggregate deposits of $1500 or higher occurring monthly
perform a minimum of 10 qualifying transactions
The Fine Print
To qualify for the $300 Bonus the following criteria must be met within the first 90 days of Go, Pro or Boss Business Checking account opening: a. Become a Member and Open a New Go, Pro or Boss Business Checking account; b. No prior/current Excite Business checking account(s) in the past 180 days; c. Aggregate deposits of $1500 or higher occurring monthly and perform a minimum of 10 qualifying transactions (ATM withdrawals, debit card purchases, ACH Debits and paid checks) within the first 90 days.
Please note Internal transfers, fees, debit card refunds and transaction reversals do not count as qualifying transactions for bonus offer.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Go business checking has no monthly fees to worry about.
Early Account Termination Fee
No early termination fee listed in the fee schedule.
Our Verdict
There is also a $300 personal checking bonus. This bonus seems insanely easy to complete the requirements for and the $2,500 credit card funding is a nice bonus as well. This will be added to the best business checking bonuses.
Useful posts regarding bank bonuses:
A Beginners Guide To Bank Account Bonuses
Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
PSA: Don’t Call The Bank
Introduction To ChexSystems
Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
What Banks & Credit Unions Do/Don’t Pull ChexSystems?
How To Use Our Direct Deposit Page For Bank Bonuses Page
Common Bank Bonus Misconceptions + Why You Should Give Them A Go
How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
Affiliate Links & Bank Bonuses – We Won’t Be Using Them
Complete List Of Ways To Close Bank Accounts At Each Bank
Banks That Allow/Don’t Allow Out Of State Checking Applications
Bank Bonus Posting Times