Update 4/17/23: Readers report messaging Chase and getting them to manually credit the 5x for Whole Foods purchases. (1, 2)
Update 4/5/23: Added note about Whole Foods
The Chase Freedom and Freedom Flex card 5x categories for the second quarter of 2023 have been revealed: Amazon.com, Whole Foods, and Lowe’s.
Amazon.com:
The Amazon.com category includes purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com’s marketplace) and Whole Foods Market (including physical Whole Foods Market and Whole Foods Market 365 stores, and the website accessible at www.wholefoodsmarket.com).
Those who value Ultimate Rewards at more than 1 cent-per-point will prefer using the Freedom over the Amazon Prime 5% cashback card.
Some people like simply reloading their Amazon balance (affiliate links in this post) in one shot for $1,500. Others will make the Freedom card their default payment method and use it organically throughout the quarter.
Amazon also sells a wide (somewhat dwindling) selection of third-party gift cards, including Visa, which is another option for maxing this out.
Whole Foods:
Update: note, some readers are saying Whole Foods isn’t actually working to get 5x. My guess is it got included in the fine print unintentionally, and they’ll probably end up honoring it when it’s brought to their attention.
Lowe’s:
Includes purchases made at Lowe’s physical stores and Lowes.com (including a variety of goods and services provided by merchant).
This should be popular for spring/summer home improvement. Lowe’s stores also sell a variety of gift cards, including Visa gift cards, which some people might spend on.
Tip: Click this link (login required) to check how far you are along the $1,500.
We still have until the end of the month to activate and finish up the Q1 2023 categories of Grocery, Target, and Fitness.